We live in an age where access to financial resources and opportunities gives us a leg up in becoming wealthy. But sadly, ...

Get a 0% p.a. interest rate on balance transfers for the first 28 months (with a 2% BT fee). Plus, save with a $0 first-year annual fee.

For some, that won't be possible. If you fly Alaska Airlines with another person at least once a year, this card is a must-have. Be aware, however, that Alaska doesn't fly everywhere.